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1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most and is free.

 

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home. 

Get Your Free Mortgage Pre-Qualification Here!

 

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/27/2023. The listing information on this page last changed on 03/27/2023. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of GAMLS (last updated Mon 03/27/2023 3:14:26 PM EST) or Stellar MLS (last updated Mon 03/27/2023 3:14:01 PM EST) or SPC MLS (last updated Mon 03/27/2023 3:17:28 PM EST) or Martin MLS (last updated Mon 03/27/2023 3:14:13 PM EST) or Indian River MLS (last updated Mon 03/27/2023 3:09:22 PM EST) or Daytona MLS (last updated Mon 03/27/2023 3:15:29 PM EST) or New Smyrna MLS (last updated Mon 03/27/2023 3:13:11 PM EST) or Northeast Florida MLS (last updated Mon 03/27/2023 3:18:43 PM EST) or Beaches MLS (last updated Mon 03/27/2023 3:07:12 PM EST) or BORMLS (last updated Mon 03/27/2023 3:18:32 PM EST) or Golden Isles MLS (last updated Mon 03/27/2023 3:15:41 PM EST) or Gainesville MLS (last updated Wed 10/06/2021 8:39:37 PM EST) or Amelia/Nassau MLS (last updated Mon 03/27/2023 3:15:19 PM EST) or Dixie Gilchrist Levy MLS (last updated Mon 03/27/2023 3:17:16 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --

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